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Want to know how to...

Get Loan 3X the Value of your ITR

Let PeopleFinancials help MSMEs secure the Right Loans through Top Banks and NBFCs with expert financial structuring.

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Your Business Needs a Loan Strategy, Not Just a Loan

Customized MSME Loan Planning

Avoid Over-Borrowing & Future Rejections

Get Expert Loan Advice
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Unlock Government-Backed MSME Loan Benefits

Trusted by Growing MSMEs Across India

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Low Credit Score Holding Back Your Loan Approval?

Improve your CIBIL Score

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2000+

Clients Served

1000+

MSMEs got Collateral-Free Loans

89+

Banks & NBFCs as Trusted Partners

98%

Success Rate

Book Your Free Loan Strategy Session

One Call. Clear Next Steps.

Why 7 out of 10 MSMEs Get Stuck, Rejected,
or End Up With the Wrong Loan

Choosing a loan without knowing which product fits their business needs.

Taking whatever loan is available, without proper planning or long-term strategy.

Not having the right bank contacts to negotiate better rates or terms.

Staying stuck because of uncertainty around CIBIL impact.

Facing repeated rejections that lead to stress, confusion, or poor financial decisions.

How PeopleFinancials Supports Your Business Growth Journey

PeopleFinancials was founded in 2013 with a simple belief—that most businesses don’t struggle because they lack ambition, but because they don’t receive the right financial guidance at the right time.

After spending 7 years as Regional Manager in ICICI Bank’s Loan Division, Mr. Prabhat Agrawal chose to step away and build PeopleFinancials—driven by a singular purpose of solving MSME funding challenges through clarity and structured guidance.

What Our Clients Gained
with PeopleFinancials

4.8 Rating on Google
Sumit Sharma

Setting up a factory requires funding at the right time—and that’s exactly what Prabhat ensured. From land to machinery, everything was financed smoothly, and our factory is now fully operational.

Sumit Sharma

Founder & CEO,
Design India, Delhi
Surendra Khemka

Even with age and financial constraints, Prabhat structured our case smartly and helped us secure a home loan from a reputed bank at a very competitive interest rate.

Surendra Khemka

Director,
Aditya InfoSolutions Pvt. Ltd.
Jai Saxena

Prabhat ensured we had the right funding at every growth stage. With his support, our business expanded nearly four times within just four years.

Jai Saxena

Founder & CEO,
Apex Media & Marketing
Surendra Khemka

Working with People Financials took our business from first gear to fifth. Their support was the catalyst we needed for rapid growth. I highly recommend them to any entrepreneur looking to take their business to new heights

Rahul Verma

Director,
XIDAA MOTO PRIVATE LIMITED

Featured on Aaj Tak for Sharing Expertise on Home Financing and Loan Approvals

Our Banking Partners

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Meet the Minds Behind

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Want to know how proper documentation and the right structure can get your loan approved faster at a lower interest rate?

Read CA Prabhat Agrawal’s book that has been read by 1025+ people already.

A step-by-step approach to help you get your loan approved faster with the right preparation.

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Our End-to-End Solutions

1. Business Loans

Secured Unsecured
LAP (Loan Against Property)
  • Term Loan
  • OD / CC
  • Drop Line OD
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Unsecured Business Loan
  • Term Loan
  • OD
  • Professional Loan (CA, Doctors)
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Other Secured Loans
  • Startup Loan
  • Project Funding
Know More
CGTMSE
  • Hybrid Scheme
  • CGSS
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NRP (Non-Residential)
  • Shop/Office/Factory Purchase
  • School Purchase
  • Commercial Land
Know More

2. Personal Loans

Secured Unsecured
Home Loan
  • Term Loan / OD
  • Top Up / Balance Transfer
  • Land / Construction
  • Flat / House Purchase
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Personal Loan
  • Education
  • Personal Loan
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Car Loan
  • New / Old Car Purchase
  • Top-Up / Balance Transfer
Know More

Work with a Recognised, Award-Winning Firm

- Leading Banks and NBFCs -

- By Top Authorities -

Client Testimonials

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JB Yadav (Midas IT Services)

₹7 Crore loan approval in two weeks

View our Story
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Rahul Verma (Xidaa Motor Pvt. Ltd.)

Took my business from first gear to fifth gear

View our Story

Request a Call Back from our Team of Loan Approval Experts

Have questions about interest rates, CIBIL, or how much loan you may be eligible for?

Share your details below, and our team will reach out to you at the earliest.